Thursday, June 18, 2009

Health Care Revisited: One Man's Solution

Obama, the High Lama has reopened the "national health care issue". His intent is to further bankrupt this nation by spending more than One Trillion American Dollars to "fix" the health care "problem". Of course, as always, his "solution" is to "socialize" medicine and thus put an end to freedom of choice for the doctors we visit and the medicines we consume. As we have witnessed in Canada and England, socialized health care has placed so many barriers and limitations that citizens of those countries do anything they can to see an American Doctor and get American Health care. Why is that? Do they know something we do not? Of course they do! The simple truth is that socialized medicine has never worked and will never work! So, how do we resolve the issues of high cost for health insurance, which is mitigated by high costs of pharmaceuticals and outrageous costs of liability insurance for doctors. Hence, the reason so many doctors are going into fields of research and will no longer practice medicine. We all know the reasons for these exorbitant costs. Pharmaceutical companies must charge very high prices due to the facts research for newer medicines is quite expensive; pharmaceutical companies have become the victims of their own success through rapid growth and unwieldy organizational decisions and many of the tax benefits for research costs have been eliminated by our government. Consequently, the cost of "doing business" is passed right on to the consumer. Adding to this upwardly spiraling cost for health care is the issue of medical practice liability. Legislators do not appear to be interested in "tort reform" because practically every legislator is an attorney. With "tort reform", "nuisance litigation" might cease and/or award limitations that would directly impact the cost of medical liability insurance. Additionally, competition for writing medical malpractice insurance is extremely limited currently. By expanding the number of companies writing malpractice policies widens the course for competition, which again directly impacts the cost of health care. Now for the ultimate answer to America's health care expense. We are intimately aware of "cell phone companies and their multi-faceted "anytime minutes" plans designed for maximum exposure to the consumer while limiting exposure to the cell phone provider. I propose a similar approach to health care costs in terms of doctor and emergency room visits. For example, one plan could provide for five visits to the aforementioned within some specific time period--per month or per quarter. That plan would cost some arbitrary amount. With fewer visits during that same time frame, the plan cost would be reduced significantly. In other words, the more frequently the plan holder visits doctors or emergency rooms, the more the plan would cost. And the beauty of this approach is that "pre-existing" diseases or ailments would not become a factor in writing the policy, as is presently the case with numerous health insurance policies. Too, this would initiate considerable competition within the insurance community to become more creative in the "plans" they offer, thus further reducing policy costs. In all, I believe the American consumer would benefit the greatest with this approach. What do you think? The saga continues....

Thursday, June 11, 2009

Bat the VAT!

There is a movement afoot by Obama, the High Lama and his power hungry henchmen to institute a new tool of torture for the taxpayer. Yes, my friends, I am speaking of that tremendous revenue generator, the Value Added Tax! Once again, Obama, the High Lama has reached into his magic bag of implements and grabbed a truly nefarious weapon to fight capitalism and undermine the very foundation on which this great nation was derived. For a refresher course in basic economics, let us turn to the concept of a Value Added Tax. Believe me, the VAT is not an Obama, the High Lama original idea--I doubt if Obama ever had an original idea regarding economics and capitalism, except to undermine the latter. At any rate, the concept is simple enough. Place a tax on every step in any process whereby there is a true or perceived value added. To illustrate this, let us look at the manufacture of automobiles here in this country. Initially, there is a tax placed on all the raw materials required for the manufacturing process. Next, a tax is placed on the sale of those materials; then tax on the distribution of those materials; tax on transportation of those materials to the automobile manufacturing facility; tax on the finished parts for that automobile; tax on the assembled automobile; tax on the shipment of that automobile; tax on delivery of that finished automobile; tax on the purchase of that finished automobile by the distributor; tax on the sale to the automobile dealer; and finally tax on the sale of that automobile to the end user. Of course, there may be other stages during that entire process where Obama and his henchmen can find a way in which to sink their grubby claws in order to extract more "blood from the turnip"--you, the taxpayer. As you can see, this could be an extremely libidinous act against those of us needing any product or service. And, as a matter of recourse, just whom do you suspect would actually pay the ultimate price for these services and products? Yes, my friends, step right up and win the cupie doll, for the correct answer has always been--YOU! This is the same idea where the democrat believes in the idea of taxing more heavily every corporation or business. The idiotic notion that businesses pay taxes is simply a red herring perpetrated by the democrats on those not quite "quick enough" to realize that businesses merely pass on any form of implemented tax to the consumer by way of higher prices or decreased package contents. WAKE UP AMERICA!! The liberal democrats are all charlitans and magicians when it comes to taking our money and giving us nothing in return. They can find more ways to fleece the taxpayer of his hard earned money! Let us each write, call or signal our "duly elected representatives in Washington DC" and tell them of our great displeasure with the battle outcry of "Bat the VAT!" The saga continues....